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8th Pay Commission Salary Calculator

Estimate revised basic pay, HRA and gross salary under expected 8th CPC assumptions.
Enter your current monthly basic pay.
Select level to see the expected range (Entry to Max).
Choose a preset factor or select Custom.
Enabled only when Fitment Factor = Custom.
Used only to estimate your current gross for comparison. Assumption: DA resets to 0% after 8th CPC.
HRA is calculated as % of basic pay.
Transport Allowance (monthly).
Any other allowance you want to add.
Deduction as percentage of basic pay (example: 15.5%).
Fixed deduction (editable).
Professional tax (editable).
Quarter/house rent deduction (editable).
Any additional deductions (editable).
Disclaimer: “This is an estimated calculation based on expected 8th Pay Commission assumptions. Final figures may vary.”

8th Pay Commission Salary Calculator – Complete Guide for Government Employees

The 8th Pay Commission Salary Calculator is a useful online tool for central government employees and pensioners to estimate their revised salary expected from January 2026. As discussions around the 8th Central Pay Commission (8th CPC) grow, employees want a clear idea of how much their salary, allowances, and pension may increase.

In this article, we explain everything in simple language — what the 8th Pay Commission is, how salary is calculated, what fitment factor means, and how allowances like DA, HRA, TA, NPS, CPS, GIS, and advances affect your final salary.

What is the 8th Pay Commission?

The 8th Central Pay Commission is a government-appointed body that reviews and revises the salary structure of central government employees and pensioners.

After the 7th Pay Commission (implemented in 2016), the next revision is expected under the 8th Pay Commission from 1 January 2026. Once implemented, it will revise:

  • Basic Pay
  • Dearness Allowance (DA)
  • House Rent Allowance (HRA)
  • Transport Allowance (TA)
  • Pension and retirement benefits

The 8th Pay Commission Salary Calculator helps employees estimate their future salary before the official notification is released.

How Does the 8th Pay Commission Salary Calculator Work?

The calculator works on expected formulas used in previous pay commissions. The most important factor in this calculation is the Fitment Factor.

Fitment Factor – The Key to Salary Increase

The fitment factor is a multiplier applied to your current basic pay to calculate the new revised basic pay under the 8th Pay Commission.

Formula: 

Revised Basic Pay = Current Basic Pay × Fitment Factor

Based on media reports and expert analysis, the expected fitment factor may range between:

  • 1.8 (minimum estimate)
  • 2.28 (moderate estimate)
  • 2.86 – 3.0 (higher estimate)

Example:
If your current basic pay is ₹40,000 and the fitment factor is 2.28: 

40,000 × 2.28 = ₹91,200 (Revised Basic Pay)

Dearness Allowance (DA)

Dearness Allowance (DA) is paid to government employees to offset inflation.

Under most pay commissions:

  • DA is merged or reset to 0% at the time of implementation
  • Fresh DA starts accumulating on the revised basic pay

The salary calculator usually shows:

  • Current DA (for comparison)
  • DA reset scenario after 8th CPC

House Rent Allowance (HRA)

House Rent Allowance (HRA) depends on the place of posting and cost of living.

For simplicity, most calculators use:

  • Metro City: 30% of Basic Pay
  • Urban City: 20% of Basic Pay
  • Rural / Small Town: 10% of Basic Pay

HRA is calculated on the revised basic pay, which makes it a major contributor to salary growth.

Transport Allowance (TA)

Transport Allowance (TA) is paid to meet commuting expenses.

It varies based on:

  • Pay level
  • City of posting

Under the 8th Pay Commission, TA is expected to be revised upward or recalculated on the new pay matrix.

National Pension System (NPS) & Contributory Pension Scheme (CPS)

Most central government employees recruited after 2004 are covered under the National Pension System (NPS).

  • Employee contribution: 10% of (Basic + DA)
  • Government contribution: 14% of (Basic + DA)

Some state government employees are covered under CPS. Higher basic pay under the 8th CPC will automatically increase pension contributions.

Group Insurance Scheme (GIS)

Group Insurance Scheme (GIS) is a small monthly deduction that provides:

  • Insurance cover
  • Savings component

Although GIS amounts are fixed, revisions may be considered after the 8th Pay Commission.

Advances & Other Deductions

Government employees may also receive or repay:

  • House Building Advance (HBA)
  • Vehicle Advance
  • Festival Advance

Higher salary improves eligibility and repayment capacity for these advances.

What an Ideal 8th Pay Commission Salary Calculator Should Show

  • Revised Basic Pay
  • Revised HRA and TA
  • Gross Salary
  • Monthly Increase
  • Percentage Increase
  • Estimated Arrears (if applicable)
  • Pension estimation for retirees

Why Use an 8th Pay Commission Salary Calculator?

An online calculator helps you:

  • Understand expected salary growth
  • Plan savings and investments
  • Estimate pension benefits
  • Prepare financially for 2026

Final Words

The 8th Pay Commission Salary Calculator is a powerful planning tool, but remember that all figures are estimates until the government releases official notifications.

Still, having a clear understanding of basic pay, fitment factor, DA, HRA, TA, NPS, GIS, and advances helps employees make informed financial decisions well in advance.